Ohana Financial Planning

401(k) Plan Management & Implementation

401(k) Solutions for Employers

Managing a 401(k) plan comes with a legal and ethical responsibility to act in the best interest of employees. Our services help ensure your plan is designed, implemented, and managed with care, transparency, and compliance. We help employers design, implement, and manage retirement plans that support employees while reducing risk and complexity.

Plan Design & Implementation

We assist with new plan setup, employer match structures, Safe Harbor plans, and Roth or Traditional 401(k) options aligned with company goals.

Investment Oversight

Services include investment menu construction, Investment Policy Statement (IPS) development, fund monitoring, and fiduciary support in a 3(21) or 3(38) capacity when appropriate.

Ongoing Management & Compliance Support

We provide regular reviews, fee benchmarking, vendor coordination, and fiduciary documentation support.

Employee Education & Support

We offer group education, one-on-one guidance, and enrollment support—always without product sales.

Independent Guidance You Can Trust

Our approach, under the fiduciary standard, helps employers and employees feel confident that their retirement plan decisions are made with care, transparency, and no obligation.

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